Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
ABOUT US
Your Trusted Insurance Professionals
With a Focus on Small business owners and the self employed, We take the guesswork out of how Social Security will impact your Retirement.
Let your Social Security be a strategy at every level of retirement. We're skilled at analyzing all possibilities to obtain your optimal claiming strategy.
The Right Plans for Your Needs.
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Long Term Care
As we age, we may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
The Stay-at-Home Parent's Guide to Life Insurance
When families talk about life insurance, the conversation almost always centers on the breadwinner. But the stay-at-home parent, the one managing...
The “Free Preventive Care” Myth: What’s Actually $0, and What Still Costs You
One of the most commonly misunderstood benefits in health insurance is “free preventive care.” Many people schedule their annual physical believing...
When “Just Enough” Life Insurance Becomes Not Enough
When families buy life insurance, the goal is usually simple: get “just enough” coverage to protect loved ones. But time has a way of changing the...
HAVE A QUESTION?